Travel Guard FAQs

Because unforeseen circumstances may arise, we strongly recommend you purchase this Cruise, Tour & Travel™ Protection Plan. Coverage can be purchased any time up to 24 hours before departure. The package includes the following coverage*.

* Insurance coverage subject to limitations, exclusions and terms and conditions of policy.

Trip Cost: Trip Cancellation
Covers you if you cancel your trip for a covered reason.

125% Trip Cost: Trip Interruption
Covers you if you interrupt your trip for a covered reason.

$1,000: Travel Delay
Reimburses you up to $200 a day for additional accommodations or travel expenses if you are delayed for more than 6 hours.

$1,000: Lost, Stolen, or Damaged Baggage & Travel Documents
Reimburses you if your luggage is lost, damaged, or stolen while you are on your trip.

$200: Baggage Delay
Reimburses you for the purchase of essential items if your bags are delayed for more than 24 hours.

$50,000: Medical Expenses
Covers necessary medical expenses up to one year after the sickness or injury, provided you sought initial medical treatment while on your trip.

$300,000: Emergency Medical Transportation
Covers evacuation and transportation to the nearest adequate medical facility.

$25,000: Accidental Death & Dismemberment
Coverage against unforeseen injury or loss of life while traveling.

FREE Lost Baggage Tracking
Assists in locating lost or stolen possessions - free for one year! You receive: 2 ID Cards, 4 Luggage Tags, 5 Property ID Tags.

Travel Guard™ Assistance
Offers emergency assistance for your peace of mind anywhere in the world.

Livetravel
24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!

Live messaging
Relay of any e-mail or phone message to family, friends or business associates.

Emergency Cash transfers
Assistance in coordinating an emergency cash advance.

Pre-trip travel advisories
Around-the-clock access to passport, visa, inoculation and vaccine requirements; travel advisories; embassy and consulate contacts; travel health advisories; weather and currency information – all for your planned destination.

*Insurance coverage subject to limitations, exclusions and terms and conditions of policy

Concierge Services

	Restaurant Referrals and Reservations Travel Guard will supply a restaurant referral based on your needs and desires, additionally Travel Guard will arrange for reservations at the recommended restaurant. Based on Availability.
	Ground Transportation Travel Guard will locate and arrange for a transportation service to pick you up and deliver you to your desired destination.
	Event Ticketing Travel Guard will assist with the purchase of tickets to such events as sporting events, theatre, and concerts. Based on availability.
	Tee Times and Course Recommendations Travel Guard will facilitate the reservation of tee times at available courses and recommend alternatives in case of a booked course. Based on availability.
	Flower Ordering Travel Guard will facilitate the ordering of flowers for such events as birthdays, anniversaries, holidays, and other special occasions.

You automatically get these additional benefits at no additional cost when you purchase your Cruise, Tour & Travel™ Plan within 15 days of making your initial trip payment:

	Pre-Existing Medical Condition Exclusion Waiver You don’t have to worry about Pre-Existing medical conditions.
	Trip Cost Financial Default Protection Covers you if the tour operator, cruise line or airline declares bankruptcy more than fourteen days after the effective date of coverage under the policy. Coverage must be purchased within fifteen days of initial trip deposit to receive this coverage - see Description of Coverage for complete details.
	Change of Mind Coverage Reimburses your penalty up to $250 if you cancel your trip simply because you change your mind!

Increase your coverage with these valuable additions to any Cruise, Tour & Travel™ plans:

	Rental Car Collision Damage Benefit $25,000 in coverage! Covers cost of repairs for collision or comprehensive damage to a rental car, up to the limit of coverage, for which the car rental contract holds you responsible.
	Flight Accident Insurance This addition will cover you and your family in the event of loss of life while you are traveling in the air. This may be purchased with coverage in increments of $100,000. Prices start at only $9.