Monthly Archive May 30, 2019

Insuring Your New York Business With Appropriate Coverage

You have already made a wise move by operating a business in New York. Its varied industries, amazing tourist destinations and diverse population give you ample opportunity to succeed in your venture. Unfortunately, without the right types of insurance lines, you may see that the commercial dream cut short. If you’re a business owner in New York and deal with cargo shipments, you’ll need New York marine and general insurance that can handle the risks associated with this type of business.

Securing Overseas Loads

Marine insurance is relevant to any state with business-related ports. This coverage takes care of the expenses regarding damage to ships or loss of cargo. It can also help with damages to certain terminals. While it may seem like smooth sailing at first, an experienced seaman can agree that storms and accidents are another part of sea life. With marine insurance, you can protect important assets during their travels.

Handy General Coverage

A business owner can never go wrong with a general form of insurance coverage. This includes general liability coverage which handles the expenses brought forth by third parties who are injured on your or by your property. A policy like this can save you in a pinch.

If you are interested in learning more about how you can protect your business, inquire with an agency that offers New York marine and general insurance.

Top Benefits of Bundling Your Corporate Insurance Policies

Running a business comes with a variety of concerns, issues and decisions. Insurance products protect the business’ financial assets in the event of a lawsuit or accident. Choosing which commercial policy in Glen Rock to get doesn’t have to leave you scratching your head. Bundling your various insurance policies together comes with many benefits.

Save Money

Much like bundling your personal homeowner’s insurance and auto policy together can save you money, bundling your business insurance plans can save you money. Every little bit of saving counts when you are running your business.

Risk Assessment

When you only have one insurance agent to contend with, they have a better opportunity to get to know you and your business. They can help you with your risk assessment plans to ensure you have the right coverage options.

Less Hassle

Working with one insurance company gives you one less thing to worry about. If a claim is filed, you only have one person you need to call. You save time and hassle not having to figure out where your policies are because they are together.

While a small business may only need a single commercial policy in Glen Rock, mid-sized businesses need a variety of strategies to cover their exposures adequately. Choosing a package can save you time, money and hassle. One less thing on your mind lets you spend more time doing what you love.

the personal insurance claims

How to Choose the Right Individual Insurance Plans

How to Choose the Right Individual Insurance Plans

If you run a business or work outside the home is likely that you have exposure to insurance for businesses on either end of the transaction. That is because in many cases it is essential for avoiding costly claims that can undo the efforts and profits made by these organizations. However, it is not only the corporations and large entities that need insurance. For most of your adult life, you likely learn right away that investing in insurance is not only wise but mandated by law in a variety of circumstances for the personal insurance claims you can potentially have. Since a single plan may not meet all your needs, you will likely need several.

The Shopping Process

Depending on your circumstances and lifestyle, you will need to evaluate which aspects of your life need insurance. Some common ones are for the following:

Home or Rental

Personal Automobile

Natural Disasters

You may also need additional plans for other activities in which you participate. For example, if you like to go sailing, then boat insurance might be mandated. Or if you are an individual contractor, you might seek coverage to cover the personal insurance claims that may arise. Regardless of your situation, speaking to a qualified agent can help you determine the best plans for your needs, and identify any gaps that might need specialized coverage.