Monthly Archive May 22, 2020

restaurant going green

How Your Restaurant Can Go Green

With federal legislators and the executive branch failing to bring about urgently needed environmental reform, the onus to act is falling on corporations, small businesses, and individuals. Everyday consumers expect and demand that the companies with whom they choose to do business launch green initiatives and adopt environmentally friendly practices. This is particularly true in the restaurant industry, which is better positioned to go green than in other sectors. Here are some ways that your restaurant can go green to win over more customers, reduce operational expenses, and contribute to the most important cause in all of history: saving the planet.

  1. Green Food Packaging

Contrary to what most people think, traditional plastic packaging usually doesn’t really get recycled. The United States’ ability to process plastics recycling is very limited. China used to process the majority of the United States’ plastics material but has ceased to accept them. Non-plastic food containers are not expensive, and they’re typically made of better quality materials.

  1. Water Conservation

A restaurant going green has to take measures to prevent water waste. Using low-flow meters and dishwashers is an excellent way to conserve water in your restaurant.

  1. Energy Efficiency

Restaurants can purchase or lease energy-efficient appliances to use less power. LED lighting requires significantly less electricity than traditional lighting. Energy efficiency not only helps the environment, but it also brings down your monthly energy bill and makes your restaurant more profitable.

Commercial laundry industry

Limiting Liability in the Commercial Laundry Industry

Commercial laundry is a growing industry. It encompasses coin laundries, dry cleaners, and in-house operations such as those at hotels, spas, and hospitals. Commercial laundry industry caution that liability issues can grow along with operations.

What Risks Do Commercial Laundry Operators Face?

  • Injuries to customers on your premises
  • Equipment breakdown or failure
  • Loss of income resulting from power failure or a natural disaster
  • Damage to buildings caused by flooding from a burst pipe
  • Damage to personal property of customers caused by a machine malfunction

What Are the Best Ways To Limit Liability?

Much like any business, a commercial laundry will need to protect against general liability and carry necessary coverage for workers. You should also take steps to limit your industry-specific liability.

Develop and implement workplace safety and accident prevention plans. Be sure they include proper signage for customers to highlight equipment operation and how to maintain a safe public area. Employees should always receive proper training in equipment use.

Carrying specialty insurance custom-tailored for the laundry industry is an absolute must. This will allow you to replace or repair equipment that is damaged due to power surges, help replace income when you are forced to cease operations for circumstances beyond your control and help cover expenses related to claims made against your business.

Industry leaders expect coin, dry cleaning and other commercial laundry operations to grow in the near future. Business owners and operators should know and implement best practices that can mitigate risk and liability.


3 Types of Insurance a Cannabis Dispensary Needs

Although new developments occur in the cannabis industry nearly daily, it is still quite misunderstood in some circles. For this reason, risk management is essential for anybody operating within the industry. Purchasing the correct cannabis insurance coverages is one of the most important methods.

  1. General Liability Insurance

The first policy your cannabis dispensary needs is general liability. You never know what could happen while a customer or employee is on the property. General liability protects you if someone is injured at your dispensary by covering some or all costs related to property damage, personal injury, medical payments, and legal defense.

  1. Product Liability Insurance

Naturally, your cannabis products undergo rigorous testing to ensure safety and quality. However, no system is error-proof, and product liability insurance protects you in case a customer claims one of your products caused him harm or injury. The coverage handles legal fees or settlements outside of court.

  1. Crime Insurance

Like any other business, a cannabis dispensary is at risk of falling victim to a crime. Crime insurance protects you from criminals, whether clients or employees. You can use it to cover inventory replacement or in a number of other situations, depending on the policy’s specifics.

Protect your business to ensure your success. Never open the doors to your cannabis dispensary until you have the proper insurance policies in place. Your agency can help you determine which coverage best meets your needs.