Category Archive Car Insurance

What Parents Need To Know About Getting Their Teen Driver Comprehensive Car Insurance

If you’re a parent searching for car insurance for your teen driver, you may be wondering what types of coverage and provisions you should be looking for. Securing the right teen car insurance policy for your child is essential for his or her protection. Fortunately, there are a few straightforward facts that can help point you towards the best policy for your teen.

Ensure You Secure Comprehensive Coverage for All Eventualities

One of the best ways you can protect your teen with car insurance is to find a comprehensive policy. For instance, you may wish to purchase:

  • Property damage liability coverage
  • Collision coverage
  • Bodily injury liability coverage
  • Uninsured motorist coverage
  • Personal injury coverage

Ask Your Insurance Agent About Teen-Specific Offers or Provisions

In some cases, you may be able to get unique offers, provisions or discounts for your teen driver. Ask your agent about:

  • Discounts for good grades
  • Deals or discounts when bundling the teen’s policy with other family policies
  • Different rates for deductibles based on the driver’s age

If your child has recently started to drive, securing appropriate teen car insurance is essential. By making sure you secure comprehensive coverage and searching for teen-specific offers or provisions, you can help ensure that your teen is covered and protected while on the road.