Category Archive EPL Claims

employment practices liability insurance claims

Reasons for EPL Claims

When you own a company, you always have your share of risks that you need to consider. Employment practices liability insurance claims are common in every industry. Here are a couple of top claims and why you need coverage.

Wrongful Termination

Wrongful termination may happen when an employer gives one reason for firing an employee but the employee proves it was for a reason protected under the law. For instance, if the firing occurs with a reason listed as poor performance but the worker feels as though it is due to him or her being under a protected class, this may lead to wrongful termination suits.

Hostile Work Environment

A company may be held liable if an employer feels harassed by other employees. Whether this is something that happens physically at the place of work or at any work-related function, if for any reason that the employee feels like he or she is working in a hostile environment, he or she can sue the company.

Even if you feel like your company is innocent of the charges brought against it, this doesn’t mean that you don’t have to pay the court fees associated with it. Legal fees can stack up and on the off chance that you lose the case, you could lose a lot of money because of it. Employment practices liability insurance claims happen to every business. It’s crucial to have coverage.