How a Cemetery Insurance Program Provides Peace of Mind
The business of selling cemetery plots or parcels is one of the most sensitive industries to impact the human experience. A cemetery insurance program provides solace for individuals who are responsible for the selection of a proper burial location. Cemetery owners and management must also contend with the general commercial aspect of operations.
Among the essential components a comprehensive cemetery insurance program offer are:
- General liability for property damage or third-party injury on cemetery premises
- Professional protection against financial repercussions as a result of allegations of negligence in services
- Commercial auto safeguards for any vehicles that deliver remains
- Directors and officers coverage for executives and management due to liability-related litigation
- Commercial property security in the event of damage to cemetery property or equipment due to fire, hail, or other weather events, theft, or vandalism
- Crime provisions in the event of employee theft, money and securities, and computer fraud
- Workers compensation for on-the-job employee injuries
Arranging for the final resting place for a loved one is the most critical and emotional endeavor that a family may face. A cemetery insurance program ensures comfort for individuals as well as protection for the company and employees. A cemetery company’s dedication to providing fundamental peace at a time of vulnerability demonstrates extraordinary and profound compassion.
